This could be just one formula or several formulas. I don't actually know what text programmable means but on the HP 12C you can enter about 100 steps and save as programs If you're getting it for exams like me (ACI exams) you can't use one that is 'text programmable' but this one is acceptable The only issue I'd say needs to be considered with care is the 'programmable' feature. It's quite solid which prevents buttons being pressed when it's in your pocket or bag. This one has a better case than the 30th anniversary edition one. Personally, I like it and think I'll continue with it now I've got over the initial learning curve. The RPN operation takes a bit of getting used to but I believe you can change to algebraic if you want. The keys work well with a nice positive feedback so haven't had any problems with being unsure if I pressed one or not. Perhaps the product has been improved since some of the other reviews were written. I've also got some old video tutorials on their use where you can see the thing grinding away for several seconds whilst performing calculations but mine seem to work instantaneously. I've seen reviews of variants of this calculator which say the build quality is no good but both mine are excellent. It's very compact and fits easily in your pocket but still a delight to use even if you've 'fat fingers' like me. I bought this as a replacement for my HP 12C 30th anniversary calculator which I lost and then found again almost immediately so the review applies to both. The HP-12C has been a standard in finance for decades, and I can see why.
I won't comment on the general design of the calculator except to say that as a newcomer to financial stuff I've found it generally logical and easy to use, with a great manual. Since the "equals" key is the same as the RPN "enter" key, having the algebraic option doesn't clutter up the keyboard in any way if you prefer RPN. RPN has always been the best way to design a calculator, but I guess the algebraic mode is a good option for anyone who never learned RPN. This one seems quite quick – though still not instant – when calculating interest rates, which is nice. I have the impression the old HP-12C models were a bit sluggish on some calculations. If I end up needing a case think I'll buy a zipped one. But it's hard to slide the calculator in and out, and I don't like it much.
The case is substantial, and made of real (cheap) leather I think. But some judicious flexing seems to have got it level now.
#BEST BUY HP 12C FINANCIAL CALCULATOR FULL#
It was supplied in a blister pack with quick-start guides in English and French, a case, and a CD with the full manual.įor the first day or two it didn't sit quite flat on the desk, which was a nuisance. The display is nice and clear, with a good viewing angle. The colours of the "f" and "g" keys are horrible – why on earth did HP change from the original yellow and blue? The red legends for the "f" functions are a bit hard to read in poor light.
The silver bezel looks nicer in real life than I'd been expecting, compared to the original gold colour which I think I prefer. But after a few days' use I'm well pleased with how they perform. The keys seem a little lightweight – perhaps more plasticky and less rubbery than those on my HP-41C, which was the last HP calculator I owned. Having never used an older HP-12C I can't comment on whether the build quality has suffered over the years, as some reviewers suggest. The HP key action has never been beaten, and this is a joy to use. It's so great to have a proper calculator again.
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